Effective as of 5/19/2022

Account FeatureOptimum Advantage Business CheckingBusiness Free CheckingNon-Profit CheckingIOLTA Checking
Minimum Opening Deposit$10$10$10
Monthly Fee$10*$0$0
Earns Interest
Unlimited Worldwide ATM Surcharge Fee ReimbursementAccess to 55,000+ Surcharge-free Allpoint and SUM Network ATMs1
Personal Finance Management Tool
Free Cashiers Checks and Money Orders
24/7 Account Access with Online & Mobile Banking
Debit Card Rewards
Discount on Checks50% off first order of Basic Style ChecksFree Basic Style Checks50% off first order of Basic Style Checks
International Buying Power with Visa® Debit Card
Cash Reserve Annual Fee WaivedN/AN/A
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*Monthly maintenance fee waived with one of the following: Maintain monthly direct deposit of $500, maintain an average daily balance of $1,500, or use your debit card 5 times per month for Point of Sale Transactions not ATM.

**Monthly fee of $15 is waived if the average daily balance in your checking is $10,000 or greater or if your combined checking, savings, money market, CD and IRA balances are $25,000 or greater.

1 ATM Transactions (surcharge) crediting back 100% of ATM surcharge to a maximum of $10.00 cycle credit.