Spend Bank Accounts - StonehamBank

Please vote on June 25th & Notice of Petition

The Bank will be conducting a Special Meeting of Depositors for the purpose of reorganizing from a Mutual Co-operative Bank to a Mutual Holding Company structure.The meeting will be held on: Thursday, June 25, 2026 at 8:30am at the Marriott Courtyard Unicorn Park 700 Unicorn Park Drive Woburn, MA 0180. The polls will remain open until 5:30pm. READ MORE

StonehamBank has filed a petition with the Commonwealth of Massachusetts Division of Banks seeking approval to reorganize the Bank into a mutual holding company structure. LEARN MORE

We're excited to announce our new branch opening at 25 Main Street - North Reading.
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Optimum One Checking

Our staple checking account. Do more with your money with the help of valuable benefits and a variety of tools to support easy finance management.

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Optimum Bundle

Take the best features of Optimum Checking and Optimum Savings accounts into one powerful solution, making it easy to spend, save, and earn interest in one place. Designed for simplicity and flexibility, it helps you manage your money smarter without juggling multiple accounts.

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Optimum Plus Checking

Earn interest and do more to benefit your account balance with each deposit. Plus, enjoy all the great benefits of the Optimum One Checking account as an added bonus.

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Simple Checking

Get the flexibility and essential banking benefits you need for free with our Simple Checking account.

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Optimum Student Checking

Free interest-bearing checking account for students age 13 through the age of 22¹

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Visa® Debit Card

As your neighborhood bank, we pride ourselves on helping you do more with your money. That's why the Visa® Debit Card is included with our suite of checking account products.

If your card is lost or stolen, please call 800-236-2442.

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1$10 minimum balance is required to open account and earn interest. Certain restrictions may apply.