Mortgage Rates

All rates are subject to change without notice. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

¹ Annual Percentage Rate (APR) is based on a single-family primary residence property and is subject to change based on factors such as points, loan amount, loan-to-value, borrowers credit, property type, and occupancy. All rates subject to change without notice. Subject to credit approval. 

² Principal and Interest (P&I) 

³ Annual Percentage Rate (APR) above is based on a loan amount of $400,000, for owner-occupied property or 2^nd homes with a 80% or lower Loan to Value (LTV) and FICO Score of 700 or 75% or lower LTV and FICO Score of 680. The property is located in MA or Southern New Hampshire. Rates may vary based on other scenarios. 

⁴ Annual Percentage Rate (APR) above is based on a loan amount of $400,000, single-family primary residence purchase transaction with a loan to value of 80% or less and a FICO Score of 740. The property is located in MA or Southern New Hampshire. Rates may vary based on other scenarios. Private Mortgage Insurance (PMI) is required if the down payment is less than 20%.

All rates are subject to change without notice. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
 

1  Annual Percentage Rate (APR) is based on a single-family primary residence property with a loan amount of $800,000 and using the current 30-day SOFR average index. APR is subject to change based on factors such as points, loan amount, loan-to-value, borrower’s credit and property type. Subject to credit approval. 

2  Principal and Interest (P&I)  

3  Jumbo Loan Fixed rates for loans above the conventional limit of $726,200. Limited to a 1-unit, primary residence, purchase or rate and term with a loan to value of 80% or less and FICO Score 700 or greater. Rates may vary based on other scenarios. These rates are eligible for Owner-Occupied, Single-Family Residences and Condos. 

4  High Balance County loan limits may be restricted.