Certificate of Deposit - StonehamBank

Certificate of Deposit Features

Your money builds predictably and safely - no need to worry about the ups and downs of the stock market
Lock in a secured interest rate for a fixed period of time¹
Deposits are fully insured by the Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF)
Terms from 6 months to 5 years

¹Penalties may be imposed on early withdrawals. Fees may reduce earnings.

CD Rates

Effective as of 1/22/2025

Term	Interest Rate	Annual Percentage Yield (APY)	Minimum to Open & Earn APY	Actions
138 Day - SPECIAL	4.29%	4.38%	$1,000.00	Open Account
6 months	0.35%	0.35%	$1,000.00	Open Account
9 months	4.17%	4.25%	$1,000.00	Open Account
11 months - SPECIAL	3.93%	4.00%	$1,000.00	Open Account
12 months	0.35%	0.35%	$1,000.00	Open Account
18 months	3.69%	3.75%	$1,000.00	Open Account
19 - months - SPECIAL	3.93%	4.00%	$1,000.00	Open Account
24 months	3.45%	3.50%	$1,000.00	Open Account
36 months	3.45%	3.50%	$1,000.00	Open Account
48 months	3.45%	3.50%	$1,000.00	Open Account
60 months	3.45%	3.50%	$1,000.00	Open Account

APY = Annual Percentage Yield

Penalties may be imposed on early withdrawals. Fees may reduce earnings. Rates are subject to change without notice.

Plan for a Bright Financial Future

Stoneham Financial Services

Mortgages Made Easy

Borrow Traditional Mortgages First-Time Homebuyer Fixed Rate Mortgages Mass Housing Program VA Programs Meet the Lenders

Certificate of Deposit (CD)

Start a Video ChatStart a Video Chat

Learn more about Video Banking

Our Additional Savings Accounts

Optimum Savings | Optimum Money Market | Plus One Money Market | IRA| Holiday Club | Vacation Club

Questions?

Make an Appointment

Contact Us

Visit a Branch

Video Banking