Certificate of Deposit - StonehamBank

Holiday Office Hours Update

All offices will close at 2:00 PM on Christmas Eve and remain closed on Christmas Day. We will also close at 2:00 PM on New Year’s Eve and remain closed on New Year’s Day. Our ATMs, Online and Mobile Banking will be available for your convenience. Happy Holidays!

Certificate of Deposit Features

Your money builds predictably and safely - no need to worry about the ups and downs of the stock market
Lock in a secured interest rate for a fixed period of time¹
Deposits are fully insured by the Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF)
Terms from 6 months to 5 years

¹Penalties may be imposed on early withdrawals. Fees may reduce earnings.

CD Rates

Effective as of 12/21/2024

Term	Interest Rate	Annual Percentage Yield (APY)	Minimum to Open & Earn APY	Actions
6 months	0.35%	0.35%	$1,000.00	Open Account
9 months	4.17%	4.25%	$1,000.00	Open Account
11 months - SPECIAL	3.93%	4.00%	$1,000.00	Open Account
12 months	0.35%	0.35%	$1,000.00	Open Account
18 months	3.69%	3.75%	$1,000.00	Open Account
19 - months - SPECIAL	3.93%	4.00%	$1,000.00	Open Account
24 months	3.45%	3.50%	$1,000.00	Open Account
36 months	3.45%	3.50%	$1,000.00	Open Account
60 months	3.45%	3.50%	$1,000.00	Open Account
48 months	3.45%	3.50%	$1,000.00	Open Account

APY = Annual Percentage Yield

Penalties may be imposed on early withdrawals. Fees may reduce earnings. Rates are subject to change without notice.

Plan for a Bright Financial Future

Stoneham Financial Services

Mortgages Made Easy

Borrow Traditional Mortgages First-Time Homebuyer Fixed Rate Mortgages Mass Housing Program VA Programs Meet the Lenders

Certificate of Deposit (CD)

Start a Video ChatStart a Video Chat

Learn more about Video Banking

Our Additional Savings Accounts

Holiday Office Hours Update

Search

Popular Searches

Local Banking You Can Take Anywhere.

Need Help?

Certificate of Deposit (CD)

Save for the financial future you've always envisioned.

Certificate of Deposit Features

CD Rates

Plan for a Bright Financial Future

Mortgages Made Easy

Certificate of Deposit (CD)

Questions?