Spend Bank Accounts - StonehamBank

Important Notice for Stoneham Branch

Our Stoneham Branch continues to be impacted by the ongoing culvert construction project on Montvale Ave. Access to the branch remains open during this construction period. To ensure you stay up to date on any changes or developments, we encourage you to check for the latest update here. We apologize for any inconvenience this construction project may cause and appreciate your understanding and patience. If you have any questions, please feel free to reach out to our Customer Contact Center at 888.402.2265.

Optimum One Checking

Our staple checking account. Do more with your money with the help of valuable benefits and a variety of tools to support easy finance management.

Open Account Learn Moreabout Optimum Savings

Optimum Plus Checking

Earn interest and do more to benefit your account balance with each deposit. Plus, enjoy all the great benefits of the Optimum One Checking account as an added bonus.

Open Account Learn Moreabout Optimum Savings

Simple Checking

Get the flexibility and essential banking benefits you need for free with our Simple Checking account.

Open Account Learn Moreabout Optimum Savings

Optimum Student Checking

Free interest-bearing checking account for students age 13 through the age of 22¹

Open Account Learn Moreabout Optimum Savings

Visa® Debit Card

As your neighborhood bank, we pride ourselves on helping you do more with your money. That's why the Visa® Debit Card is included with our suite of checking account products.

If your card is lost or stolen, please call 800-236-2442.

Learn Moreabout Optimum Savings

1$10 minimum balance is required to open account and earn interest. Certain restrictions may apply.