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Spending
Don’t settle for less in 2024. Our checking accounts were made to help you dream bigger.
Optimum One Checking
Our staple checking account. Do more with your money with the help of valuable benefits and a variety of tools to support easy finance management.
Optimum Plus Checking
Earn interest and do more to benefit your account balance with each deposit. Plus, enjoy all the great benefits of the Optimum One Checking account as an added bonus.
Simple Checking
Get the flexibility and essential banking benefits you need for free with our Simple Checking account.
Optimum Student Checking
Free interest-bearing checking account for students age 13 through the age of 221
Visa® Debit Card
As your neighborhood bank, we pride ourselves on helping you do more with your money. That's why the Visa® Debit Card is included with our suite of checking account products.
If your card is lost or stolen, please call 800-236-2442.
1$10 minimum balance is required to open account and earn interest. Certain restrictions may apply.
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Video Banking