Plus One Money Market

Plus One Money Market Features

Interest paid at the end of each month
Access your money at any time¹
Available only with an Optimum Plus or Optimum One Checking Account
$10 minimum balance to open and earn Annual Percentage Yield (APY)
No monthly maintenance fee²
Receive a monthly statement

¹ Transaction Limitations: You will be permitted to make no more than 6 combined pre-authorized, automatic, check or telephone transfers per statement cycle from your Money Market account to another account or third party. If you exceed these restrictions, we may assess an excess fee.

² For a full explanation of our fees, please refer to our Fee Schedule.

Plus One Money Market Rates

Effective as of 12/3/2024

Balance	Interest Rate	Annual Percentage Yield (APY)
$0-$9.99	0.00%	0.00%
$10.00 and above	0.20%	0.20%

APY = Annual Percentage Yield

An Optimum Plus or Optimum One Checking Account is required to be eligible to open this account. Minimum balance to open and earn APY is $10.00.

Fees may reduce earnings. Interest compounded and credited monthly. Variable rate may change after account is opened. Certain other restrictions may apply.