All offices will close at 2:00 PM on Christmas Eve and remain closed on Christmas Day. We will also close at 2:00 PM on New Year’s Eve and remain closed on New Year’s Day. Our ATMs, Online and Mobile Banking will be available for your convenience. Happy Holidays!
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
When you're ready for a larger home mortgage above conforming limitations, we've got you covered.
Jumbo Loan Features
Loans greater than the Federal National Mortgage Association (FNMA), commonly known as Fannie Mae limits
Competitive rates
Accessible, experienced and local Mortgage Loan Officers
Effective as of 12/21/2024
Term
Rate 5
APR1
Points
Monthly P&I 2 Payment (per $1,000) Payment amounts do not include taxes and insurance. Your payments may be greater.
30-Year Fixed Rate 3,4
8.000%
8.060%
0
$7.34 (360 payments)
All rates are subject to change without notice. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
1 Annual Percentage Rate (APR) is based on a single-family primary residence property with a loan amount of $800,000. APR is subject to change based on factors such as points, loan amount, loan-to-value, borrower’s credit and property type. Subject to credit approval.
2 Principal and Interest (P&I)
3 Jumbo Loan Fixed rates for loans above the conventional limit of $726,200. Limited to a 1-unit, primary residence, purchase or rate and term with a loan to value of 80% or less and FICO Score 700 or greater. Rates may vary based on other scenarios. These rates are eligible for Owner-Occupied, Single-Family Residences and Condos.
4 High Balance County loan limits may be restricted.
5 Jumbo Loans over $1,500,000 add 0.24% to rate. Loans over $1,000,000 maximum loan to value (LTV) is 75%.