SMALL BUSINESS ALERT
The deadline to report beneficial owners to FinCEN is fast approaching. Existing companies are required to file by January 1, 2025. For more details, visit fincen.gov/boi.
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Tools & ResourcesBusiness Certificate of Deposit
Giving you peace of mind when you invest your business earnings.
Business Certificates of Deposit
Effective as of 11/21/2024
| Term | Interest Rate | Annual Percentage Yield (APY) | Minimum to Open & Earn APY |
|---|---|---|---|
| 6 months | 0.35% | 0.35% | $1,000.00 |
| 9 months | 3.93% | 4.00% | $1,000.00 |
| 11 months - SPECIAL | 4.17% | 4.25% | $1,000.00 |
| 12 months | 0.35% | 0.35% | $1,000.00 |
| 18 months | 3.69% | 3.75% | $1,000.00 |
| 19 months - SPECIAL | 4.17% | 4.25% | $1,000.00 |
| 24 months | 3.69% | 3.75% | $1,000.00 |
| 36 months | 3.69% | 3.75% | $1,000.00 |
| 60 months | 3.69% | 3.75% | $1,000.00 |
| 48 months | 3.69% | 3.75% | $1,000.00 |
APY=Annual Percentage Yield
Penalties may be imposed on early withdrawals. Fees may reduce earnings. Rates are subject to change without notice.
Optimum Banking Benefits Everyone
Business Certificate of Deposit
Our Additional Savings Accounts
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