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Tools & ResourcesMortgage Rates
Fixed Mortgage Rates
Effective as of 5/19/2025
| Term | Rate | APR1,3 | Points | Monthly P&I 2Payment (per $1,000) Payment amounts do not include taxes and insurance. Your payments may be greater. |
|---|---|---|---|---|
| 30-Year Fixed Rate | 6.750% | 6.823% | 0 | $6.49 (360 payments) |
| 20-Year Fixed Rate | 6.375% | 6.467% | 0 | $7.38 (240 payments) |
| 15-Year Fixed Rate | 5.875% | 5.985% | 0 | $8.37 (180 payments) |
All rates are subject to change without notice. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
1 Annual Percentage Rate (APR) is based on a single-family primary residence property and is subject to change based on factors such as points, loan amount, loan-to-value, borrowers credit, property type, and occupancy. All rates subject to change without notice. Subject to credit approval.
2 Principal and Interest (P&I)
3 Annual Percentage Rate (APR) above is based on a loan amount of $400,000, for owner-occupied property or 2nd homes with a 80% or lower Loan to Value (LTV) and FICO Score of 700 or 75% or lower LTV and FICO Score of 680. The property is located in MA or Southern New Hampshire. Rates may vary based on other scenarios.
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