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Facts What Does StonehamBank Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Payment history
  • Transaction or loss history
  • Credit history
  • Credit scores
  • Overdraft History

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons StonehamBank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does StonehamBank share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes – information about your transactions and experiences Yes No
For our affiliates' everyday business purposes – information about your creditworthiness No We don't share
For nonaffiliates to market to customers/consumers No We don't share
For affiliates to market to you Yes Yes
Questions? Call toll-free 888-402-2265 or go to www.stonehambank.com
Who we are
Who is providing this notice? StonehamBank means StonehamBank - A Co-operative Bank.
What we do
How does StonehamBank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does StonehamBank collect my personal information?

We collect your personal information, for example, when you

  • Make deposits or withdrawals from your account
  • Give us your employment history
  • Apply for financing
  • Provide your mortgage information
  • Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include nonfinancial companies such as Stoneham Financial Insurance.
  • Nonaffiliates

    Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • StonehamBank does not share with nonaffiliates so they can market to you.
  • Joint marketing

    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include securities broker-dealers, a credit card company and insurance agencies.
  • Other Important Information
    We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.