Privacy Disclosure - StonehamBank

Holiday Office Hours Update

All offices will close at 2:00 PM on Christmas Eve and remain closed on Christmas Day. We will also close at 2:00 PM on New Year’s Eve and remain closed on New Year’s Day. Our ATMs, Online and Mobile Banking will be available for your convenience. Happy Holidays!

Facts	What Does StonehamBank Do With Your Personal Information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Payment history Transaction or loss history Credit history Credit scores Overdraft History When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons StonehamBank chooses to share; and whether you can limit this sharing.

Facts

What Does StonehamBank Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number
Payment history
Transaction or loss history
Credit history
Credit scores
Overdraft History

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons StonehamBank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does StonehamBank share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes – information about your creditworthiness	No	We don't share
For nonaffiliates to market to customers/consumers	No	We don't share
For affiliates to market to you	Yes	Yes

Questions?	Call toll-free 888-402-2265 or go to www.stonehambank.com

Who we are
Who is providing this notice?	StonehamBank means StonehamBank - A Co-operative Bank.

What we do
How does StonehamBank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does StonehamBank collect my personal information?	We collect your personal information, for example, when you Make deposits or withdrawals from your account Give us your employment history Apply for financing Provide your mortgage information Show your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What we do

How does StonehamBank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does StonehamBank collect my personal information?

We collect your personal information, for example, when you

Make deposits or withdrawals from your account
Give us your employment history
Apply for financing
Provide your mortgage information
Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include nonfinancial companies such as Stoneham Financial Insurance.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. StonehamBank does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include securities broker-dealers, a credit card company and insurance agencies.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include nonfinancial companies such as Stoneham Financial Insurance.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

StonehamBank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include securities broker-dealers, a credit card company and insurance agencies.

Other Important Information
We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

Holiday Office Hours Update

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