Our website will undergo maintenance on Wednesday, 5.28 at 9:00AM, which may cause temporary interuptions. We appreciate your patience and understanding.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Monthly maintenance fee1 of $5 is waived with a $2,500 average daily balance
$10 minimum balance to open and earn Annual Percentage Yield (APY)
Access your money at any time2
1 For a full explanation of our fees, please refer to our Fee Schedule.
2 Transaction Limitations: You will be permitted to make no more than 6 combined pre-authorized, automatic, check or telephone transfers per statement cycle from your Money Market account to another account or third party. If you exceed these restrictions, we may assess an excess fee.
Optimum Money Market Rates
Effective as of 5/19/2025
Balance
Interest Rate
Annual Percentage Yield (APY)
$0-$9.99
0.00%
0.00%
$10.00-$24,999.99
0.05%
0.05%
$25,000.00-$99,999.99
0.10%
0.10%
$100,000.00-$249,999.99
0.15%
0.15%
$250,000.00 and above
0.20%
0.20%
APY = Annual Percentage Yield
Fees may reduce earnings. Minimum balance to open and earn APY is $10.00. Interest compounded and credited monthly. Variable rate may change after account is opened. Certain other restrictions may apply. Monthly maintenance fee of $5 is waived with a $2,500 average daily balance.