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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Term Loans

Local lending that gives you the power to do more for your business. 

Term Loan Features

  • Fund large purchases and capital expenditures such as machinery, equipment, vehicles, etc.
  • No application fees
  • $10,000 – $1,000,000+
  • Fixed and adjustable rates
  • Terms up to 7 years
  • Personalized service
  • Quick response time

All products and fees subject to change without notice. Subject to credit approval.

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Earn Rewards for Yourself and your Business

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Optimum Banking Benefits Everyone

Optimum One Checking Optimum Plus Checking Optimum Student Checking

Term Loans

How to Apply

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Our Additional Lending Accounts

Construction Loans | Franchise Remodeling Financing

Questions?

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