Cash Reserve (Overdraft Protection)

*Waived with an active Optimum Plus checking account. An active checking account is defined as having an average daily balance of $10,000 or a combined average deposit balances of $25,000.

ECOA: Under the Federal Equal Credit Opportunity Act and Massachusetts State Law, it is illegal to discriminate in any credit transaction on the basis of race, color, religion, national origin, ancestry, sex, gender identity, sexual orientation, marital status, children, handicap, age (provided that the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program or because a right was exercised in good faith under the Consumer Credit Protection Act.

USA Patriot Act: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or creates a new customer relationship with our bank.