Optimum Personal Loan

Get the funding you need for life's next big adventure. Whether you're getting ready to head down the aisle, planning your next getaway, or need help covering a bigger purchase, we're the partner you need to make it happen. Subject to credit approval. 

Collateral Loan

Borrow from yourself, and return the favor when you pay yourself back! Use your existing Certificate of Deposit to borrow the money you need and when you're done paying it off, you'll still have something to show for it!  And because we're your neighborhood bank, collateral loan rates are low. To learn more or apply:

Cash Reserve (Overdraft Protection)

As your neighbor and financial partner, we offer a cash reserve line of credit as a way to give you added protection from overdrawing your checking account. Subject to credit approval.

ECOAUnder the Federal Equal Credit Opportunity Act and Massachusetts State Law, it is illegal to discriminate in any credit transaction on the basis of race, color, religion, national origin, ancestry, sex, gender identity, sexual orientation, marital status, children, handicap, age (provided that the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program or because a right was exercised in good faith under the Consumer Credit Protection Act.

USA Patriot Act: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or creates a new customer relationship with our bank.

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